A farm record in your name
Farms and plots are mapped, and every season, planting, input and harvest lot is recorded as it happens. Records cannot be backdated, which is what makes them believable to a lender, an insurer or a buyer.
How it works
One loop, from the field to the payment.
- 01See
A farmer or agent photographs a problem in the field, and every mapped plot is watched from above.
- 02Advise
OXiAgro names the likely problem and suggests what to apply, and at what rate.
- 03Act
The advice becomes an order from an approved agro-dealer, paid from the farmer's virtual account and delivered against a code.
- 04Record
Every plot, input and harvest is written to the farm record on the day it happens.
- 05Sell and get paid
The harvest is sold as a traceable lot, and each farmer's share is paid to their own virtual account.
What OXiAgro gives a farmer
The record, the account and the market, in one place.
A virtual account in your name
Start with a phone number and a name. The account is the farmer's, not the society's or an agent's, and is provided through a licensed payment partner and its bank.
Inputs and equipment marketplace
Seed, fertiliser, crop protection and equipment from approved dealers, paid in advance and delivered against a code. Money released for inputs can only be spent on inputs.
Produce marketplace
Sale at the farm gate, as an aggregated lot, wholesale or retail. Each contributing farmer's share is paid in the same transaction, and every lot carries a traceability code from farm to fork.
Delivery and certification
Inputs and produce move with Oxi Rider and logistics partners, with custody confirmed at every handover. Certification and export documents are prepared from the farm record.
No smartphone needed
Use the app, WhatsApp, a short code or a voice call, or work through a village agent from the community, in Hausa, Yoruba, Igbo, Pidgin, English and other local languages.
Crop advice, built in
Advice that leads to action.
Advice on its own changes little. In OXiAgro, every recommendation can become an order, and every action lands on the farm record.
- Photo checks in the field. Pests, diseases and nutrient problems flagged from a phone photo.
- Answers in the farmer's language. Questions by chat, voice or photo, through the app, WhatsApp or a village agent.
- Plot monitoring and field weather. Crop condition across mapped plots, with field-level forecasts to time planting and spraying.
Advice is guidance only. The farmer or an authorised agent always makes the call, and a human reviewer can be brought in where needed.
Who it is for
Sold as programmes, paid for by sponsors, free for the farmer to start.
A programme is a group of farmers with a sponsor, its own branded view, its own crop configuration and its own billing. The sponsor, not the smallholder, generally carries the cost.
Cooperatives and associations
Entered through their own leadership, with village agents recruited from inside the community.
Commercial farms
Hectare-scale growers running the full loop: record, advice, inputs, delivery, certification and sale.
Out-grower schemes and off-takers
Buyers who need traceable supply, consistent quality and a clear view of what their growers will deliver.
Donor and government programmes
Youth-in-agriculture, digitalisation and input-subsidy programmes delivered train-the-trainer, with vouchers administered on the same rails.
Lenders and insurers
A portfolio view built from plot monitoring and the farm record, so licensed lenders and insurers can assess and watch the farms they support.
Fair by design
Built for African farm economics.
No per-hectare charge to smallholders
Crop advice is bundled into services the farmer already uses. Smallholders are never billed per hectare or per scan.
Each programme's data stays its own
Programmes are kept separate by design. A sponsor sees its own farmers, and no one else does.
Technology, not a lender
Oxi does not lend, take deposits, underwrite insurance or buy produce. Finance comes from licensed lenders and cover from licensed insurers. No loan or credit product runs on the virtual account itself.
Bring OXiAgro to your farmers.
Tell us about your cooperative, farm or programme: the crops, the number of farmers and the region. We will propose a programme and a pilot season.
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