The next generation of payments, in one account.

Oxi-Pay puts a local virtual account and a digital asset account for stablecoins side by side. Convert between naira, cedis and their stablecoins in seconds, shop with payment held in escrow until OxiRider delivers, pay across borders, and buy now, pay later. Click through the phone to see how it works.

Takes about two minutes. Sample data only.

Try the demo

1. 1Open an account and verifyChoose Ghana or Nigeria, then a quick ID checkStart
2. 2Open a digital asset accountWNGN, HNGN, CNGN and WGHSOpen
3. 3Convert money to stablecoinsNaira or cedis to WNGN, HNGN, CNGN or WGHSConvert
4. 4Buy with escrowPaid only when OxiRider delivers and you confirmShop
5. 5Pay across bordersLagos to Accra, settled in secondsSend
6. 6Buy now, pay later0% instalments at OxiMarket sellersView

Demo with sample data. No real money, accounts or identity checks are involved. Stablecoin names are shown as samples. Virtual accounts and payments are provided by licensed payment partners and their banks, and escrowed funds sit in a trustee account at a licensed partner bank. Digital asset services are provided only through a licensed Oxi subsidiary, in markets where they are authorised. Rates and balances are shown for illustration.